Skip to main content
SM Accounting

  • Accounting Built for Businesses That Sell to Other Businesses.

    Accounting Built for Businesses That Sell to Other Businesses.

    Bookkeeping, tax filing, and financial reporting for wholesalers, distributors, and industrial suppliers who need an accountant that understands how product-based businesses actually work.
    See Pricing
    Book a Call

You Didn't Build Your Business to Deal With This.

📦
"I have no idea if my inventory numbers actually match what's in my warehouse"

💸
"We had a huge month but the bank account doesn't show it"


📊
"I get a tax return once a year and zero insight the other eleven months."


Who This Is For

We work with owner-operated wholesalers, distributors, and industrial suppliers that need more than a generalist accountant who treats them like any other small business. If your business deals in real complexity: inventory, supplier relationships, purchase orders, and customer accounts, you're in the right place.

Book a Call

Wholesale distributors buying and reselling goods to other businesses

Industrial suppliers selling parts, tools, and equipment to trades

Manufacturers selling direct to business customers

Recycling and reclamation businesses buying and reselling materials

Owner-operators running lean teams with real operational complexity

What's Included

Bookkeeping

  • ​Transactions categorized and reconciled
  • Business and personal finances cleanly separated
  • QuickBooks Online managed on your behalf
  • Accurate COGS recorded every month based on your purchases and inventory

Tax Filing

  • ​
    Federal and state business tax return
  • Personal tax return
  • Estimated tax calculations so you're never caught off guard
  • Proactive tax planning so large revenue months don't become large tax surprises

Business Insights

  • ​
    Financial reports covering revenue, gross margin, and operating costs
  • Key metrics tracked: gross margin %, COGS as a % of revenue, net margin
  • Know exactly how your business is performing month to month
  • Quarterly business review call (mid and high tier)
See Pricing

Why Us?

Most accountants are comfortable with service businesses. Clean revenue, no inventory, straightforward books. Product-based businesses are a different story entirely.


We have worked directly with wholesalers, distributors, and industrial suppliers. We understand how inventory affects your cost of goods. We know what it looks like when a large receivable sits unpaid for 60 days and cash gets tight. And we know that the financial reports most accountants produce for businesses like yours barely scratch the surface of what you actually need to manage your operation.


Before starting S.M. CPA & Accounting, I spent years at a Big 4 firm working across a range of industries. That experience, combined with hands-on work with product-based business clients, is what shapes how I approach every client in this space.

FAQs

Absolutely. We assess the cleanup scope on your discovery call and give you a clear quote covering both the cleanup work and bookkeeping for the months we are catching up on. Once everything is clean you move onto your flat monthly plan.

Yes. This is one of the most valuable things a business like yours can know and most owners never get a clear answer on it. It's not part of our standard monthly plans but we offer it as a standalone project. We'll look at your numbers, break down the margins by customer or product line, and give you a clear picture of where your profit is actually coming from. Ask us about it on your discovery call.

Yes. Tax-only services are available for individuals and businesses with complete and organized records. If your books need cleanup, catch-up, or correction before the tax return can be prepared, we can help with that work at an additional rate.

For most businesses, yes. Your business tax return depends on accurate income, expenses, assets, liabilities, owner contributions, distributions, and other financial activity. Clean bookkeeping makes tax filing easier and helps avoid missing important information.

Yes. This is one of the most common situations we see. We'll assess the scope on your discovery call and give you a clear quote covering both the cleanup work and bookkeeping for the months we're catching up on. Once everything is clean you move onto your flat monthly plan.

You'll receive regular financial reports covering profit and loss, cash flow, and the key metrics that matter to your business, so you always know where you stand, not just at year end. See Pricing for more details. 

Book a call and tell us about your business, entity type, transaction volume, number of accounts, and tax filing needs. We will recommend the right bookkeeping, tax, or bundled package. Book a Call with us today. 

Let's Get Your Books in Order

Book a free 30-minute discovery call. We'll look at where your finances stand today and what it would take to get them running on autopilot.

Book a Call